
Dec 18, 2024
Batten Down the Hatches and Save Some Cash: Wind Mitigation Inspections in Florida
Living in sunny Florida has its perks, but hurricane season is a reality we can't ignore. While we can't control the weather, we can take steps to protect our homes and potentially save money on insurance. That's where a wind mitigation inspection comes in.
What is a Wind Mitigation Inspection?
It's a specialized inspection that assesses how well your home is built to withstand strong winds and hurricanes. A certified inspector will examine key features of your home, such as:
Roof Covering: The type, age, and attachment method of your roof.
Roof-to-Wall Connections: How securely your roof is attached to the walls.
Opening Protection: The presence and type of hurricane shutters or impact-resistant windows and doors.
Secondary Water Resistance: Barriers that prevent water intrusion during a storm.
Roof Geometry: The shape of your roof and how it handles wind pressure.
How Can It Save You Money?
Insurance companies in Florida offer discounts for homes with wind-resistant features. A wind mitigation inspection report can help you identify these features and qualify for potential savings. The stronger your home's wind resistance, the higher the potential discounts.
Peace of Mind Beyond the Dollars
Beyond the financial benefits, a wind mitigation inspection provides valuable peace of mind. Knowing that your home is built to withstand strong winds can reduce anxiety during hurricane season. It also helps you identify any weaknesses that you can address to improve your home's safety and resilience.
Is it Required?
While not always mandatory, many insurance companies in Florida require or strongly encourage wind mitigation inspections, especially for older homes.
Who Can Perform the Inspection?
Only certified wind mitigation inspectors can provide the official report needed for insurance purposes. Make sure to hire a qualified inspector with experience in Florida building codes.
Take Control of Your Hurricane Preparedness
A wind mitigation inspection is a proactive step you can take to protect your home and potentially save money. It's a win-win situation for any Florida homeowner. Contact NORTH Home Inspections today to schedule your inspection and be prepared for whatever hurricane season throws your way. You can also Schedule Online for your convenience and select the date and time best for you.
